5 Best iPhone App For Credit Card Payments

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If you are looking for the Best iPhone App For Credit Card Payments to download for free, look no further.

Our expert panel of reviewers has tested dozens of apps and we have compiled a list of the 5 Best iPhone App For Credit Card Payments that passed our tests.

Check out our list of the 5 Best iPhone App For Credit Card Payments, tried and tested by our expert reviewers.

5 Best iPhone App For Credit Card Payments

1. CRED – Pay credit card bills

Download the App on the Apple Store by clicking this Button
“The right app to pay your credit card bills online is here.

Use CRED Coins earned from paying your bills on CRED to win big prizes and unlock access to products at member-exclusive prices, it’s that simple.

→ Check & track your credit score free with CRED. Download the CRED APP to check your credit & CIBIL score now

→ Payment reminders: get credit card bill payment reminders that ensure you never miss your due date and thus get on track to improve your credit score

→ Hidden charges: automatically detect hidden charges and get alerted on duplicate transactions in your credit card account

→ Win rewards: win exclusive rewards by using the CRED Coins earned from pay your bills

→ Manage multiple credit cards: make seamless payments from CRED app for all your credit cards

→ Pay your rent with a credit card: use CRED to make rent payments to your landlord or PG

→ Spend analysis: complete track of where you spent from your credit card with easy to read spend analysis charts

→ CRED Store: A wide range of products from popular brands at discounted rates

How to be a CRED member?

→ CRED is built for rewarding creditworthy individuals in India. To become a CRED member, you need a credit score of 750+

→ The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report

→ If your credit score is 750+, you will get a prompt to verify your credit card details

→ That’s all, you can start paying your credit card bills and earn CRED coins with every payment

What is a credit score (cibil report) & what are the basics?

→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)

→ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your loans

→ Each credit score has a different scale: For example, CRIF has a range of 300-900 while Experian has a range of 300-850.

→ A score of 700+ on CRIF & Experian is considered to be good.

→ A higher credit score is an indicator of good financial behaviour.

How to monitor credit score using CRED?

→ Download the CRED app & signup using your full name and mobile number to get your first credit score result on CRED.

→ Keep making credit card bill payments on CRED to get CRED coins.

→ Use the CRED coins to refresh your credit score every month. Also, receive personalised insights that help you improve your credit score with time.

What all credit scores are shown on CRED?

There are 4 credit bureaus in India – Experian, Equifax, CRIF and CIBIL. CRED can showcase your CRIF, Experian and Equifax credit scores and helps track these credit scores individually.

What credit cards are supported on CRED?

SBI, HDFC, Axis, Kotak, Standard chartered, American express, Yes bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India plus all VISA, MasterCard, American Express and Discover credit cards.

Will using a credit card hurt my credit score?

As long as you make credit card bill payments within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest. Defaulting on your credit card payments could negatively hurt your credit score, so make sure you make bill payments on time.

Will using CRED help improve my credit score?

→ CRED will help you make bill payments on time by reminding you on time. This will help you improve your credit score over time. This will help you improve your credit score like millions of other members.

Can you pay American Express card bills on CRED?

Yes, all American Express credit cards are supported for bill payments on CRED. You can make seamless payments for American Express cards.”

2. PayPal Here – Point of Sale

Download the App on the Apple Store by clicking this Button
“New users can no longer sign-up for the service. The newest in-store solution is now available in the AppStore as PayPal Zettle.

Get paid on your iPhone®, iPod® or iPad® with our free app and a card reader that’s right for your business. Accept credit and debit cards, send invoices, track cash and check payments. It’s only 2.7% per US card swipe, chip or contactless transaction. No long-term contracts, commitments or monthly fees.

WHY PAYPAL HERE?

• More options, more business: gives your customers the flexibility to pay how they want.
• All in one: PayPal Here™ is part of our trusted suite of business payment solutions, helping you manage all your in-person, online and mobile payments through one central account.
• Help when you need it: You can contact us directly from the app, by phone at 877-569-1136 or by visiting www.paypal.com/here

START GETTING PAID:

1) Download the app
2) Choose the card reader that’s right for your business

PayPal Mobile Card Reader
– Accepts magnetic stripe cards
– Connects with your phone or tablet audio jack

PayPal Chip Card Reader
– Accepts chip cards, NFC payments like Apple Pay™ and magnetic swipe cards
– Reduce liability for certain types of fraud
– Connects via Bluetooth

SECURE PAYMENTS:

PayPal Here uses an encrypted card reader, backed by our best-in-class risk-management and fraud protection. All payments go right into your account for secure, reliable, and easy transaction processing.

GET YOUR MONEY FAST:

Payments processed with PayPal Here are transferred to your account usually in minutes. With the PayPal Business Debit Mastercard*, you can access your funds at thousands of ATM’s nationwide, plus get 1% cash back on all eligible debit card purchases.

DETAILS:

• Get a free app and PayPal Mobile Card Reader
• Invest in the PayPal Chip Card Reader to accept chip cards, contactless (like Apple Pay™), traditional swipe payments – all in one device.
• Pay only 2.7% per swipe, chip or contactless transaction for all major US credit cards including American Express, Visa, MasterCard, and Discover
• Let customers quick-pick a standard tip or enter their own
• Manage and view your sales history
• Text and email custom receipts
• Add multiple users on one device

*Business Debit Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card may be used everywhere Mastercard is accepted. See Cardholder Agreement for complete details.”

3. SimplyPayMe – Card Payments

Download the App on the Apple Store by clicking this Button
“Accept credit and debit card payments directly from your phone and get paid anywhere with SimplyPayMe’s Point of Sale (POS). Throw away your Chip and PIN device and run your entire business from only an app. Our app helps you accept payments from Visa, Mastercard and American Express (AMEX) directly from your mobile.

Now introducing Pay by Bank App – a revolutionising way of accepting payments from your customers via direct bank to bank transfer. You simply enter your customer’s number, they receive a text with a link allowing them to pay directly from their online banking app. The payment is done in seconds and your risk of fraudulent payments is near none. Bank to bank payments directly from your app!

Eligible banking apps:
HSBC
Barclays Pingit

You can send quotes, invoices and receipts as well as manage an entire team. Schedule and delegate job as you see fit and track it all from your dashboard. Start taking payments now from 0.45% per transaction with Pay by Bank App and from 1.65% on card payments.

– HOW TO GET SET UP –

1) Download SimplyPayMe for free
2) Create an account for your business
3) As soon as your account is live you’ll be notified and you’re ready to take payments

– PAY AS YOU GO –

We don’t require any commitment, cancel at any time. No hidden fees. No hassle.

All our plans get the lowest rate available and access to Pay by Bank App. Even our free plan with £0 monthly cost will give you the lowest transaction rates in the market, from 0.45%. Our paid plans which give you access to all our features such as invoicing, customer and job lists, job delegation and team management starts from £10/month.

– OUR FEATURES –

• NEW Pay By Bank Support
• Accept and track any payment type: Credit/Debit Card, Paylink or Cash
• Customized invoices, quotes and receipts
• Accept card payments via email and over the phone
• Complete job and customer records for all future references and reorders
• Xero accounting integration. Simple transaction exporting.
• Add as many members of your staff as you need and track them from your online dashboard
• Accept Visa, MasterCard and American Express
• Online dashboard where you can manage all of your payments, invoices and customer profiles

– SECURITY –

Your payments will all be processed via our acquiring bank, Wirecard, who is a certified PCI DSS Service Provider Level 1. The most stringent level of security available in the payments industry.

– OUR AWARDS –

Shortlisted in the 2020 Card and Payments Awards for “Best Initiative in Digital Payments.”

Winner in the 2019 Payments Awards for “Most Disruptive Payments Technology.”

Shortlisted in the 2017 Card and Payments Awards for “Best Mobile Initiative.”

Winner of the 2016 Payments Awards for “Mobile Payments Solution of the Year.”

– SUPPORT CENTER –

We’re always available, no matter what your inquiry may be:

• Email: support@simplypayme.com
• Live Chat: https://simplypayme.com/support/
• Phone: 020 8629 1718″

4. Square Point of Sale (POS)

Download the App on the Apple Store by clicking this Button
“Square Point of Sale is the free point-of-sale app that enables you to sell anywhere and in any way your customers want to buy.

Use the Point of Sale app with a Square Reader to allow customers to pay with contactless from all major credit and debit cards or touch-free using payment links, QR codes, Apple Pay, Google Pay or by manually entering their card details.

Issue and track invoices directly from the app. Customise your invoices, set up weekly or monthly recurring invoices from your Dashboard and let customers pay online with a credit or debit card. You can even save their card details on file for automatic payments on recurring invoices.

Connect your Point of Sale app to a free Square Online Store to accept orders for pickup and delivery.

Funds are transferred fast – see money in your bank account as soon as the next business day.

Use your point-of-sale system to keep track of sales and inventory in real time, manage items and employees and view analytics about your business.

All this with no long-term contracts or surprise fees.

SQUARE DASHBOARD

The free Square Dashboard app works in sync with the Square Point of Sale app and lets you view your live sales data, access powerful analytics and other easy tools to help you track and improve your business.

PAYMENT INFORMATION FOR AUSTRALIA.

1.6% PER TAP OR INSERT on Square Terminal and Square Register or 1.9% with Square Reader. That’s it. Just one flat rate for all transactions so you know exactly what you’ll get in your bank account. Accept Visa, Mastercard, eftpos and American Express cards all at the same rate. Invoices are free to send and cost 2.2% per invoice paid online.

NEXT-DAY TRANSFERS

Get your money fast. Square transfers payments into your bank account as fast as the next business day automatically or manually at a time that suits you.

OTHER FEATURES

– Record cash, gift cards and other forms of tender

– Customise your POS with photos, names, and variations of items

– Send receipts via email or text message

– Apply discounts and issue refunds

– Track inventory in real time

– Connect to a receipt printer, kitchen ticket printer, barcode scanner and cash drawer”

5. SumUp – Credit Card Reader

Download the App on the Apple Store by clicking this Button
“Business made simple

The SumUp App makes it simple to accept payments and manage your business. Use our free app together with a SumUp mobile card reader to get paid anywhere.

Our app also makes it easy to manage your item catalog, build an online store, sell gift cards, issue invoices, send payment links, and more. These tools are intuitive and involve no binding contracts – all you pay is a fixed fee per transaction. So whether you need a mobile POS solution or you’re looking for new ways to boost your business, we’ve got you covered.

Card payments
Download our app and pair your device with a SumUp Card Reader to take chip and contactless payments. With SumUp, you can accept credit cards and debit cards, plus Apple Pay and Google Pay. We also make it simple to set sales tax rates, add tipping options, and issue refunds.

Items
Create your own personalized item catalog. Use our payment app to add, edit, and delete items. Having your entire inventory at your fingertips makes transactions speedy and simple. You can also organize your items into categories, to make selling even easier.

Payment Links
The flexible way to get paid online. Simply enter the amount you want to charge, create a link, and share it with your customer via social media, SMS, or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments without a credit card reader.

Invoices
With SumUp Invoices, you can generate professional, legally compliant, on-brand invoices in minutes. When your customer receives an invoice, they’ll have the option to pay securely online. Create and send as many invoices as you like with no service fees. There are also no costs for receiving payment by bank transfer – just a small fixed fee for card payments.

Gift Cards
Interested in a new revenue stream that requires minimal effort? Open the SumUp App and you’ll find a gift card page for your business, ready to share. Your customers can buy digital gift cards for any amount, and personalize them by picking from a range of designs. You can manage the balance of every gift card you sell within the SumUp App.”