5 Best iPhone Debit Card App

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Download the Best iPhone Debit Card App on the Apple Store by clicking this Button

If you are looking for the Best iPhone Debit Card App to download for free, look no further.

Our expert panel of reviewers has tested dozens of apps and we have compiled a list of the 5 Best iPhone Debit Card App that passed our tests.

Check out our list of the 5 Best iPhone Debit Card App, tried and tested by our expert reviewers.

5 Best iPhone Debit Card App

1. ePayments: wallet & bank card

Download the App on the Apple Store by clicking this Button
“ePayments – a convenient electronic wallet for those who earn money on the internet.
Receive payments from partners and employers, pay for services, withdraw cash using the ePayments Prepaid Mastercard® card.
Open the multi-currency, international epayments.com e-Wallet directly from our application.
• Transfer to your ePayments e-Wallet;
• Transfer from Europe via personal virtual IBAN issued by ePayments;
• Transfer to your ePayments Prepaid Mastercard® card;
• Transfer by bank details, available in the ePayments application.
• Cash withdrawal at ATMs with the ePayments Prepaid Mastercard® card;
• Payment for goods in stores and on the internet with the ePayments Prepaid Mastercard® card;
• Money transfer to any of your VISA, Mastercard®, Maestro and MIR bank cards;
• Money transfer to YooMoney and WebMoney wallets;
• Send money to your open bank account;
• Instant currency exchange to USD, EUR and RUB inside the app.
• The card can be ordered in two currencies: USD and EUR;
• The card issue cost is just $5.95 for USD and €4.95 for a EUR card;
• Cash withdrawal at ATM;
• Secure payments with Mastercard SecureCode®;
• Payment for purchases with one touch with Mastercard Contactless;
• Set up and change the card’s PIN code.”

2. PointCard™ — Debit by Design

Download the App on the Apple Store by clicking this Button
“PointCard™ offers a thoughtfully designed spending experience with unlimited rewards and comprehensive benefits. Become a member today for $99/yr and start earning on every purchase.

Point membership offers one point for every dollar spent. Points are immediately redeemable for instant cash-back. Additional perks include instant funding, travel benefits, insurance coverage, and fraud protection.


Point Card — A debit card designed for everyday spending — simplicity and transparency built right in.

Point App — Engineered for precision and function, Point App elevates your Point Card experience.


• Access Offers, up to 15x points on select brands.

• 5x points on subscriptions like Netflix, Spotify, and more.¹

• 3x points on food delivery and rideshare like DoorDash, Postmates, Uber, Lyft, and more.²

• 1x points on everything else.³

• Phone Insurance — Get reimbursed up to $1,000 per year if your phone is lost or damaged when you pay your phone bill with Point Card.⁴

• New Purchase Insurance — We’ll reimburse you up to a $1,000 if a new item bought with Point Card is damaged or lost within 90 days of the purchase.⁵

• Trip Cancellation Insurance — Point Card covers up to $1,500 for any out-of-pocket expenses you incur if your trip is cancelled or delayed.⁶

• Car Rental Insurance — When you pay with Point Card, you’re automatically covered for any physical damage or theft to your rental car.⁷

• Virtual Card —With its very own card number, Virtual Card enables you to start earning points immediately. It’s an all-digital card designed for online and in-store shopping.

• Instant Funding – No need to wait 3 to 5 business days to move funds. Use any existing debit card to instantly fund your Point account — no wait, no fee.

• Card Control — With Point Card, you’re in complete control. Get notifications the instant your Point Card is charged, change your PIN, and lock your card — anywhere, anytime.

• No international travel fees.⁹

To learn more, please visit www.point.app

For member support, please email help@point.app or text (650) 539-2701.

1. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
2. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
3. Purchasing goods and services with your Point card, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
4. Provides coverage when you charge your monthly phone bill to your Point card and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
5. Provides coverage for most new items purchased with your Point card that are damaged or stolen within 90 days of purchase, up to $1,000 per loss. A maximum of $25,000 per 12 months.
6. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare.
7. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with your Point card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
8. Incoming bank transfers typically arrive within 1-3 business days (M-F excluding public holidays) when initiated inside Point app.
9. Covers foreign merchant transaction fees at Visa locations outside the United States.”

3. SimplyPayMe – Card Payments

Download the App on the Apple Store by clicking this Button
“Accept credit and debit card payments directly from your phone and get paid anywhere with SimplyPayMe’s Point of Sale (POS). Throw away your Chip and PIN device and run your entire business from only an app. Our app helps you accept payments from Visa, Mastercard and American Express (AMEX) directly from your mobile.

Now introducing Pay by Bank App – a revolutionising way of accepting payments from your customers via direct bank to bank transfer. You simply enter your customer’s number, they receive a text with a link allowing them to pay directly from their online banking app. The payment is done in seconds and your risk of fraudulent payments is near none. Bank to bank payments directly from your app!

Eligible banking apps:
Barclays Pingit

You can send quotes, invoices and receipts as well as manage an entire team. Schedule and delegate job as you see fit and track it all from your dashboard. Start taking payments now from 0.45% per transaction with Pay by Bank App and from 1.65% on card payments.


1) Download SimplyPayMe for free
2) Create an account for your business
3) As soon as your account is live you’ll be notified and you’re ready to take payments


We don’t require any commitment, cancel at any time. No hidden fees. No hassle.

All our plans get the lowest rate available and access to Pay by Bank App. Even our free plan with £0 monthly cost will give you the lowest transaction rates in the market, from 0.45%. Our paid plans which give you access to all our features such as invoicing, customer and job lists, job delegation and team management starts from £10/month.


• NEW Pay By Bank Support
• Accept and track any payment type: Credit/Debit Card, Paylink or Cash
• Customized invoices, quotes and receipts
• Accept card payments via email and over the phone
• Complete job and customer records for all future references and reorders
• Xero accounting integration. Simple transaction exporting.
• Add as many members of your staff as you need and track them from your online dashboard
• Accept Visa, MasterCard and American Express
• Online dashboard where you can manage all of your payments, invoices and customer profiles


Your payments will all be processed via our acquiring bank, Wirecard, who is a certified PCI DSS Service Provider Level 1. The most stringent level of security available in the payments industry.


Shortlisted in the 2020 Card and Payments Awards for “Best Initiative in Digital Payments.”

Winner in the 2019 Payments Awards for “Most Disruptive Payments Technology.”

Shortlisted in the 2017 Card and Payments Awards for “Best Mobile Initiative.”

Winner of the 2016 Payments Awards for “Mobile Payments Solution of the Year.”


We’re always available, no matter what your inquiry may be:

• Email: support@simplypayme.com
• Live Chat: https://simplypayme.com/support/
• Phone: 020 8629 1718″

4. Square Point of Sale (POS)

Download the App on the Apple Store by clicking this Button
“Square Point of Sale is the free point-of-sale app that enables you to sell anywhere and in any way your customers want to buy.

Use the Point of Sale app with a Square Reader to allow customers to pay with contactless from all major credit and debit cards or touch-free using payment links, QR codes, Apple Pay, Google Pay or by manually entering their card details.

Issue and track invoices directly from the app. Customise your invoices, set up weekly or monthly recurring invoices from your Dashboard and let customers pay online with a credit or debit card. You can even save their card details on file for automatic payments on recurring invoices.

Connect your Point of Sale app to a free Square Online Store to accept orders for pickup and delivery.

Funds are transferred fast – see money in your bank account as soon as the next business day.

Use your point-of-sale system to keep track of sales and inventory in real time, manage items and employees and view analytics about your business.

All this with no long-term contracts or surprise fees.


The free Square Dashboard app works in sync with the Square Point of Sale app and lets you view your live sales data, access powerful analytics and other easy tools to help you track and improve your business.


1.6% PER TAP OR INSERT on Square Terminal and Square Register or 1.9% with Square Reader. That’s it. Just one flat rate for all transactions so you know exactly what you’ll get in your bank account. Accept Visa, Mastercard, eftpos and American Express cards all at the same rate. Invoices are free to send and cost 2.2% per invoice paid online.


Get your money fast. Square transfers payments into your bank account as fast as the next business day automatically or manually at a time that suits you.


– Record cash, gift cards and other forms of tender

– Customise your POS with photos, names, and variations of items

– Send receipts via email or text message

– Apply discounts and issue refunds

– Track inventory in real time

– Connect to a receipt printer, kitchen ticket printer, barcode scanner and cash drawer”

5. SumUp – Credit Card Reader

Download the App on the Apple Store by clicking this Button
“Business made simple

The SumUp App makes it simple to accept payments and manage your business. Use our free app together with a SumUp mobile card reader to get paid anywhere.

Our app also makes it easy to manage your item catalog, build an online store, sell gift cards, issue invoices, send payment links, and more. These tools are intuitive and involve no binding contracts – all you pay is a fixed fee per transaction. So whether you need a mobile POS solution or you’re looking for new ways to boost your business, we’ve got you covered.

Card payments
Download our app and pair your device with a SumUp Card Reader to take chip and contactless payments. With SumUp, you can accept credit cards and debit cards, plus Apple Pay and Google Pay. We also make it simple to set sales tax rates, add tipping options, and issue refunds.

Create your own personalized item catalog. Use our payment app to add, edit, and delete items. Having your entire inventory at your fingertips makes transactions speedy and simple. You can also organize your items into categories, to make selling even easier.

Payment Links
The flexible way to get paid online. Simply enter the amount you want to charge, create a link, and share it with your customer via social media, SMS, or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments without a credit card reader.

With SumUp Invoices, you can generate professional, legally compliant, on-brand invoices in minutes. When your customer receives an invoice, they’ll have the option to pay securely online. Create and send as many invoices as you like with no service fees. There are also no costs for receiving payment by bank transfer – just a small fixed fee for card payments.

Gift Cards
Interested in a new revenue stream that requires minimal effort? Open the SumUp App and you’ll find a gift card page for your business, ready to share. Your customers can buy digital gift cards for any amount, and personalize them by picking from a range of designs. You can manage the balance of every gift card you sell within the SumUp App.”