6 Best Upi App For iPhone

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Download the Best Upi App For iPhone on the Apple Store by clicking this Button

If you are looking for the Best Upi App For iPhone to download for free, look no further.

Our expert panel of reviewers has tested dozens of apps and we have compiled a list of the 6 Best Upi App For iPhone that passed our tests.

Check out our list of the 6 Best Upi App For iPhone, tried and tested by our expert reviewers.

6 Best Upi App For iPhone

1. BHIM – Making India Cashless

Download the App on the Apple Store by clicking this Button
“What is BHIM?

BHIM (Bharat Interface for Money) is a UPI enabled initiative to facilitate safe, easy & instant digital payments through your mobile phone.

Requirements:

Before you register on the app, please ensure the following:

You have linked your Mobile Number with your Bank Account and the same is used for accessing BHIM.
Your phone should have an active SIM linked to your Bank Account.
In case of Dual SIM, kindly ensure that you’ve selected the SIM card linked to your Bank Account.
You have a valid Debit Card for your Bank Account. This is required to generate UPI PIN.

Supported Banks:


Visit our website https://www.bhimupi.org.in/our-partners to find out if your bank is live on BHIM

More about BHIM:-

• Transaction limit is Rs. 40,000 per transaction and per day
(Please note that your Bank’s Transaction Limit may vary from BHIM’s limit.)
• BHIM app is compatible with iOS 13.4 and above.

Terms & Conditions:- https://www.bhimupi.org.in/terms-conditions
For more information, visit https://www.bhimupi.org.in/

Stop. Think. Act. You will never be asked for a pin to receive money. Use UPI PIN only if you want to pay or check account balance. Enjoy your BHIM APP safely.”

2. BHIM Axis Pay UPI App

Download the App on the Apple Store by clicking this Button
“BHIM Axis Pay is a UPI banking app from Axis Bank that lets you transfer money from any bank to any bank account instantly using just a smartphone. You can also make online recharges to prepaid mobile numbers and DTH recharges using BHIM Axis Pay UPI App instantly. Download the free BHIM Axis Pay UPI App and go cashless! What is a UPI App? Unified Payments Interface (UPI) is a payment system created by National Payments Corporation of India (NPCI). UPI allows instant money transfer round the clock without mentioning the details of your bank account such as the account number and IFSC code. A UPI payment app uses a UPI ID to both send and receive money instantly from any bank account without sharing the account number and IFSC Code. For using a UPI banking app such as BHIM Axis Pay, users need to create a UPI ID/Virtual Payment Address (VPA) of their choice and link it to any bank account from a UPI supported bank. For example, a UPI ID for BHIM Axis Pay can be yourname@axisbank or mobilenumber@axisbank etc. which is easy to remember and any bank account can be linked. Once linked, just use your UPI ID instead of your bank account number and branch IFSC code to make or receive instant and cashless mobile payments. Features of BHIM Axis Pay:

* Anyone (Axis Bank customers and non-customers) can use the BHIM Axis Pay UPI banking app to make payments from their mobile to anyone without knowing the recipient’s bank details

* You can add both Axis Bank and Non Axis Bank accounts on the BHIM Axis Pay UPI payment app and can also add multiple accounts at the same time

* You can perform instant fund transfer using UPI ID to any bank account right from BHIM Axis Pay money transfer app

* You can link the beneficiaries just by using their UPI ID on the BHIM Axis Pay mobile payment app

* Fund transfers are instant, 24*7, 365 days and absolutely free of cost and take place in a completely safe and secure way

* You can also check the balance of your linked accounts right from the BHIM Axis Pay money transfer app

* You can make prepaid online mobile recharges for all leading Indian telecom providers like Airtel, Vodafone, Reliance Jio, Idea, BSNL, and others from Axis Pay UPI application

* Find the best and the most suitable recharge plans/packs that meet your exact need on the BHIM Axis Pay UPI app. Browse through using different categories like Top-ups, Talk time offers, Data packs – 2G, 3G and 4G, Local, STD, ISD and many more.

* You can use BHIM Axis Pay UPI app to make DTH recharges from your mobile for operators like Tata Sky, Airtel DTH, Dish TV, Videocon D2H, SUN TV, and Reliance BIG TV

* Select Axis bank customers can now get instant credit card through BHIM Axis Pay. To know more on how to get instant credit card, visit www.axisbank.com/instantneocard

How does BHIM Axis Pay work? Getting Started:

* Download the BHIM Axis Pay UPI app from App Store

* Select your preferred bank account

* Create a unique UPI ID (for example – yourname@axisbank)

* Verify your account & set a UPI PIN

How to send money?

* Choose the account to send money from

* Enter receiver’s UPI ID

* Enter amount

* Confirm payment by entering UPI PI

How to ask for money?

* Choose the account to ask money from

* Select receiver’s UPI ID

* Enter amount and send request. Receive money when sender approves the money transfer on his app

How to recharge prepaid mobile online?

* Enter mobile number

* Select plan from Browse Plan

* Confirm online mobile recharge by entering UPI PIN

How to recharge DTH online

* Enter Subscriber ID

* Enter amount

* Confirm DTH recharge by entering UPI PIN

How to check account balance?

* Click on ‘Check balance’

* Enter UPI PIN to confirm

Go ahead and download BHIM Axis Pay, Axis Bank’s cashless UPI payment application for real time settlement and transfer of funds using UPI ID.”

3. BHIM SBIPay

Download the App on the Apple Store by clicking this Button
“BHIM SBI Pay (UPI App of SBI) is a most innovative payment app that allows any Banks’ customer to send or receive money to/from any other Banks customer using a single app & also allows to pay for services like recharge, food orders, bill payments & local deals. You need not worry which Bank you have your account with. Just download “BHIM SBI Pay” & start using it.

You just need to ensure that:
• Your mobile number has been linked to your Bank accounts
• You have a Debit card linked to your account

BHIM SBI Pay allows you to make easy, instant & secure payments at your convenience on all 365 days of the year

With BHIM SBI Pay you can also do recharges, order food, pay utility bills & buy local deals.

Recharge: Prepaid, Postpaid & DTH
• Track all your recharges at one place
• Get reminders for postpaid bills

Food: Order Food from your Favourite Restaurants
• Compare & Use Swiggy, Freshmenu, Faasos, Behrouz Biryani at one place
• Browse menu, add food items to cart, pay from your account & get food delivered

Bill Payments: Hassle free payment of Electricity, Gas, Broadband, Landline & Water Bills
• Fetch your bill using your customer id or unique identification number of bill
• Get Reminder for utility bills
• Pay for 70+ popular bills

Local Deals: Explore all local deals at one place
• Notification of latest deals
• Get discounts on Buffets, Spa & salons, weekend activities & more

Transaction Limits on BHIM SBI Pay:
• Max. limit per transaction: Rs.1,00,000/-
• Max. transaction limit per day is Rs.1,00,000/-

If you are a Merchant: Login to the app, Click on ‘I am a Merchant’ option, fill-up your business details & you are ready to collect payments from your customers.

Toggle between Consumer & Merchant modes:
• With BHIM SBI Pay, you can collect payments as a Merchant or make payments as a Consumer by simply using the toggle switch from the Menu icon at the top left

Pay/Send money using:
• VPA of the beneficiary
• Account Number + IFSC of the beneficiary
• Scanning QR Code of the beneficiary

Steps to Send Money:
• Login to the App & Click on Pay
• Select Debit Account, Payee Address type (VPA or Account and IFSC)
• Enter other required details
• Enter UPIN
• Click Submit

Steps to Receive/Collect Money:
• Login to the App & Click on Collect
• Enter Payer VPA
• Enter other required details
• Click Submit

Transaction History:
• View your latest 20 transactions & transactions done for a range of dates

Manage multiple bank accounts:
• Select My Accounts option from Menu, select your bank & simply add it
• If you have only one Bank account, that will be your Default account to make & receive payments on BHIM SBI Pay
• In case you have multiple accounts, you can select any 1 of them as your Default account, by clicking on “Set as Default” option against the account
• During the ‘Pay’ transaction, select any debit account by swiping through the accounts displayed on the Home screen

Create and Manage Multiple VPAs:
• To add a VPA, go to the Menu at the top right of your app screen, click on View Profile.
• Select Add a New VPA and create your new handle, for e.g. mobileno@sbi
• Select the account to link to the new VPA
• Multiple VPAs can be used for different accounts or one VPA can be linked to different accounts

Steps to Reset PIN:
• In case you forget the App PIN, choose ‘Forgot App PIN’ option on the login screen, answer the secret question to reset the App PIN
• In case you forget the UPIN of Account, reset it by clicking on ‘Reset UPI PIN’ against that account

Complaints/Dispute management:
Dispute can be raised only for successful transactions.

• Login to the App
• Click on View All in Recent Transactions
• Select the transaction and Click Raise Dispute button
• Select Dispute type, enter Remark.
• Click Submit

For other queries/complaints related to BHIM SBI Pay, please write to support.upi@sbi.co.in”

4. “Google Pay: Save, Pay, Manage”

Download the App on the Apple Store by clicking this Button
“Make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.

You can also recharge your DTH connections across all providers.

+ Check your bank account balance
No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

+ Shop from specialty brands directly within Google Pay
Order coffee, decorate your space, and explore many other brands easily within the app.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
-Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

-Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

+ Book IRCTC train tickets
All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

+ Buy, sell, gift, and earn 24K Gold
Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

+ Pay online with Google Pay
Make payments on websites, apps or within the Google Pay app. When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.

+ Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers

There’s no need to worry about reloading wallets and you don’t need to do additional KYC.

Using NPCI’s (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.”

5. iGeeksBlog – Tech News & Tips

Download the App on the Apple Store by clicking this Button
“iGeeksBlog helps you understand the Apple ecosystem in an easier way.

Enjoy simplified, reliable how-tos, troubleshooting guides, top app, and product recommendations, unbiased reviews, and more to help you make the most of your Apple Devices!

Key Features:

FREE & FRESH DAILY ARTICLES written by tech experts and Apple aficionados.

EXPERT BUYING GUIDES for all the Apple accessories and gadgets you need.

UNBIASED REVIEWS of the best products, apps, and services that are worth your while.

UP-TO-DATE SOLUTIONS to all your iOS/iPadOS/macOS/watchOS/tvOS problems.

QUICKLY FIND what you need with a powerful search tool.

BITES allows you to access tips, tricks, and news in short-form video format called Bites. Moreover, this feature is app-exclusive!

WIDGET support accessing the latest information right from the Home Screen. Widget is available in 3 different sizes: Small, Medium, and Large.

SECURE experience with Sign-in with Apple.

CLEAN & MINIMALIST design to help you focus on the content that matters most to you.

PUSH NOTIFICATIONS to never miss a slice of everything Apple.

RATE ARTICLE to express your opinion using an emoji based on your experience.

DARK MODE allows you to seamlessly switch between light, dark, and device setting modes.

CUSTOMIZABLE TEXT SIZE to adjust fonts as per your comfort.

SAVE your favorite articles to read later anytime, anywhere.

iGeeksBlog has helped over 345 million+ people use their Apple devices efficiently through their website and other digital presences over the past 10+ years. We have been featured on Digital Trends, Firstpost.com, Dailymail.co.uk, USAToday.com, and many more.”

6. PhonePe: Recharge & Investment

Download the App on the Apple Store by clicking this Button
“PhonePe (फोनपे) is a leading online payment app & a UPI enabled initiative that allows users to make payments seamlessly in India. Use the app for instant money transfers with UPI, mobile & DTH recharge, & utility bill payments like gas, water & electricity. You can also get Insurance (car, health, bike, travel, life, accident) & make broadband payments, invest in tax-saving mutual funds, or Gold. Make instant payments on food, travel, grocery and shopping apps without downloading them.

Things you can do on PhonePe

Bank to Bank Money Transfer, BHIM UPI Payment App
– Instant Money Transfer using BHIM UPI from one phone number to another, or to bank accounts without using IFSC code.
– Save beneficiaries, check and manage multiple bank accounts across different banks like SBI, HDFC, ICICI bank & 140+ banks.

Easy Online Payments
– Pay online across different online shopping sites like Flipkart, Amazon, Myntra etc.
– Order food online from Zomato, Swiggy etc.
– Shop daily essentials online like grocery from Bigbasket, etc.
– Make travel bookings to your favourite destinations (domestic & international) via popular sites like Makemytrip, Goibibo etc.

Contactless Offline Payments at Local Store
– Make Cashless offline Payments.
– Scan & pay easily via mobile number or using QR code at local kirana, pharmacy, restaurant and bars, retail stores, etc.

DTH & Mobile Recharge App
– Recharge Prepaid Mobile Numbers from brands like Jio, Vodafone, Idea, Airtel etc.
– PhonePe is a leading DTH recharge app where you can recharge DTH of top service providers like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Online Bill Payments
– Pay Credit Card Bills
– Fast and secured Credit card bill payments for Visa, Amex, MasterCard, RuPay & Diners in a few clicks!
– Never miss a bill payment! Set Autopay and opt for recurring monthly bill payments via your Credit card.

Utility Bill Payments
– PhonePe is one of the leading utility bill payment apps via which you can pay your gas and water bills.
– Pay landline & broadband bills across Airtel, BSNL, Tata DoCoMo
– Pay via the best electricity bill payment app to 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.

Investment & Mutual Funds App
– Online Investment Plans & Mutual Funds
– Grow your wealth with the right balance of Equity & Debt, & plan for a brighter future with the preferred investment app in India
– Save your taxes easily by investing in tax saving mutual funds. Products Covered: Liquid Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds and so on.

Buy & Sell 24K certified Gold
– Buy 24K Gold with assured purity & best value.
– Store your Gold in safe bank-grade lockers.
– Get safe doorstep delivery of Gold coins & bars.

Buy certified Highest Purity Silver
– Get pure Silver coins & bars in one click.
– Highest purity assured with transparent pricing.
– Get doorstep delivery with utmost safety & security.

Buy or Renew Insurance
– Car Insurance: Get full protection for 3rd Party damages via car insurance.
– Bike Insurance: Protect your two-wheeler via bike insurance.
– Health Insurance: Get assured cash daily on hospitalisation. Choose from plans offering up to ₹5000 per day!
– Dengue & Malaria Insurance: Get covered against 6 mosquito-borne diseases for as low as ₹49/year.
– Coronavirus Insurance: Get special protection against COVID-19 related hospital expenses.
– Term Life Insurance
– Personal Accident Insurance: Insure yourself against accidents & disablement
– International & Domestic Trip Insurance: Secure your next trip at both domestic & international destinations. Get 24X7 support in 200+ countries!

Value-Added Features
– PhonePe Switch: Use your food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
– PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the app.

For more details, visit our website at www.phonepe.com.”